Who this is forThis is for you if you
- Are retired, or within a few years of retirement
- Have significant pre-tax retirement savings
- Want to understand Roth conversions, RMDs, and IRMAA before you act
- Want a clear second opinion, not a product pitch
What this call isA 15-minute conversation, not a plan.
We’ll cover:
- What prompted you to reach out
- Whether Roth conversions, RMD planning, or tax-efficient retirement is relevant to your situation
- How the complimentary roadmap process works if we both want to continue
If it’s not a fit, I’ll tell you. If it is, we’ll schedule a 60-minute model review as the next step.
What happens afterIf we continue
- I send you secure access to my planning system and simple instructions
- You enter accounts, income, and goals at your own pace
- We meet for 60 minutes to review your model
- You’ll see where you stand, your probability of success, and whether there are real opportunities to improve
- There is no pressure to become a client.
AboutAbout Tony
Tony Leonardi, MBA, CFP®
30+ years helping families retire with more confidence and less tax waste. Author of A Smarter Way to Retire. This first call is simply to decide whether a deeper look is worth your time.
No cost. No obligation. The 15-minute call is not a financial plan and does not include personalized recommendations. A complimentary roadmap review is offered only if we both agree to continue. Information on this page is for general education and is not tax, legal, or investment advice.